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Savings

Commercial Savings

Setting a little back for those unexpected expenses is always a good business decision.

  • Only $50 deposit needed to open
  • This tiered interest-bearing account pays higher rates on larger balances
  • Maintain a $50 balance and avoid a service charge; If your balance falls below $50, there will be a $1 per month charge
  • Two free withdrawals per month; If you need to make more there will be a $1.00 fee for each withdrawal over two
  • Important info…transfers to another account or to third parties by preauthorized, automatic, telephone or Online Banking are limited to six per month

 

Certificates of Deposit

If you are looking for safety as well as a solid rate of return when you invest, consider a First National Bank Certificate of Deposit. We offer a wide range of certificates with various terms and interest rates depending on your investment needs.

  • Open with as little as $1,000
  • Choose maturity from 30 days to 60 months
  • May be set up as single maturity or automatic renewal
  • Higher rates available on balances of $50,000 and over
  • Raise-the-Rate feature on 36 month CD

 

“Raise-the-Rate” CD

Want a CD with flexibility…check out our 36 month CD with the Raise-the-Rate option. If interest rates go up, tell us you want to take advantage of your one-time Raise-the-Rate option, and you’ll automatically be earning the new higher rate of interest for the remainder of the 36 months. There you go…it’s that easy.

Phone: 936-327-1234    Toll Free: 800-324-9279
First National Bank of Livingston
     
Member FDIC      EHL
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