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Services That Simplify
Mobile Banking
Account info on the go … Bank from your cell phone.
- View current account balances
- View the most recent transactions
- Transfer funds between your accounts
- Receive alerts about your account
Enroll Today! Click here to learn how.
MasterCard Debit Card
Forget the hassle of writing checks…shake the worries of carrying cash.
- Use one card for shopping, dining, vacationing…not to mention using the same card to get cash at ATMs. You can even get cash back at many retail stores.
- Every purchase or transaction you make is deducted directly from your checking account and will show up on your monthly bank statement. They can also be viewed immediately through online banking.
- Protect your online shopping with MasterCard Secure Code…click here for details.
- Our Debit Cards are “instant issue”… which means you walk into the bank and walk out with a card. Can’t get to the bank…click I want this card.
- Did we mention it’s free? That’s right, no annual fee, no monthly fee, no transaction fee.
Bill Pay Online
Save money when you pay your bills.
- No stamps to buy, no checks to write, no envelopes to mail.
- Set up recurring, occasional, or one-time payments.
- Pay most anyone in the United States…large business, small business, or even your friend.
- Safe, secure and password protected.
- Best of all, this service is free.
Click here for a Bill Pay Online applicaton.
Check Reorders
With a few clicks of the mouse you can reorder your Harland Clarke personal or business checks, “shop” the Harland Clarke Online Catalog, or review your recent check order.
Simply select the appropriate link to get started.
Gift Cards
Sometimes the best things come in the smallest packages.
- Simplify your shopping and pick the perfect gift, a VISA gift card!
- A prepaid card that can be used anywhere VISA is accepted.
- An ideal choice for birthdays, holidays, weddings, and all your gift giving occasions.
- Card value can range from $10 to $1,000 - you pick the amount.
- A real bargain for just $3.95.
Travel Cards
Going somewhere? Pack a little extra financial security with a travel card. It’s today’s convenient, secure, easier-to-use version of traveler’s checks.
- Accepted anywhere you see the VISA logo.
- Can be used in foreign countries.
- Companion card available.
- Can access cash through ATM.
- Can be reloaded with amounts ranging from $100 to $3,000.
- Secure – card replaced if lost or stolen.
- Only $9.95 per card, companion card can be purchased for just $3.95.
Overdraft Services
For those times you run a little short in your checking account, here are some services that might help...
Automatic Transfers
Let us do the work.
- You tell us when, we’ll set it up…weekly, bi-weekly, monthly, or quarterly.
- Transfers can be between your First National Bank accounts or between First National Bank and an account you may have elsewhere.
- Transfers may be set up for many reasons, such as automatic savings or loan payments.
- Don’t worry about overdraft fees… tell us to link your checking and savings account together. By doing this, if you write a check and there isn’t enough money in your checking account to cover it, we will automatically transfer, in increments of $50, the needed funds from your savings account.
- Best of all, this service is free.
Pocket Money
A pre-arranged line of credit that can be accessed immediately, whenever you need it.
- It’s convenient. With the approval of one application you’ll have a cushion of extra money available to write checks, use your debit card, or get cash when you need to, even if your checking account balance is low.
- It’s private. When you present your debit card or a check to a merchant, and it draws funds from your Pocket Money reserve, no one will ever know except you. The bank will automatically transfer reserve funds into your checking account…no questions asked.
- It gives you financial control. Avoid returned check charges and protect your credit rating with Pocket Money. You’ll be able to pay your bills on time knowing that your Pocket Money is there to cover your checks until your deposits clear.
- There’s no fee to establish a Pocket Money Account. And, you pay interest only on the Pocket Money funds transferred to your account.
Overdraft Privilege
This service is designed to help you avoid the embarrassment associated with the occasional or inadvertent overdraft, additional merchant fees, and other problems that might result if a check is returned. Click here for a full disclosure of terms and conditions.
Safe Deposit Boxes
Peace of mind for just pennies a day.
- The safest place to store valuable documents, jewelry, family photos, etc.
- Sizes range from small to jumbo, you choose the one that works best for you.
- Annual rent ranges from $15 to $60 per year, and to make it even easier we automatically debit this from your checking account.
- Safe deposit box contents are not FDIC insured.
Statement Online
(E-Statements)
It’s the fastest way to get your bank statement.
- Online statements are available 2 to 4 days sooner than paper statements…no more waiting on the postal service.
- Online statements are safer…no paper statements sitting in your mailbox as an open invitation to identity thieves.
- You can print, save, or download your statements…and, if you ever need to go back and view previous statements, they’re available online for 24 months. Of course, if you need more history than that, all of the statement images will be stored at the bank.
- Safe, secure and password protected.
- Best of all, this service is free.
Click here for a Statement Online application.
Telephone Banking
Free access to your account, 24 hours a day, 7 days a week.
- Confirm your account balance.
- Verify the most recent and pending transactions on your account.
- Make loan payments, transfers from one account to another, and much more.
- Safe, secure and password protected.
- Just call 936-327-9700 or 1-888-327-9700.
- Best of all, this service is free.