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Other Services

Mobile Banking

Account info on the go … Bank from your cell phone.

  • View current account balances
  • View the most recent transactions
  • Transfer funds between your accounts
  • Receive alerts about your account

Enroll Today! Click here to learn how.


MasterCard Debit Card

Forget the hassle of writing checks…shake the worries of carrying cash.

  • Use one card for shopping, dining, vacationing…not to mention using the same card to get cash at ATMs. You can even get cash back at many retail stores.
  • Every purchase or transaction you make is deducted directly from your checking account and will show up on your monthly bank statement. They can also be viewed immediately through online banking.
  • Protect your online shopping with MasterCard Secure Code…click here for details.
  • Our Debit Cards are “instant issue”… which means you walk into the bank and walk out with a card. 
  • Did we mention it’s free? That’s right, no annual fee, no monthly fee, no transaction fee.

Bill Pay Online

Save money when you pay your bills.

  • No stamps to buy, no checks to write, no envelopes to mail.
  • Set up recurring, occasional, or one-time payments.
  • Pay most anyone in the United States…large business, small business, or even your friend.
  • Safe, secure and password protected.
  • Best of all, this service is free. 

Check Reorders

With a few clicks of the mouse you can reorder your Harland Clarke personal or business checks, “shop” the Harland Clarke Online Catalog, or review your recent check order.

Simply select the appropriate link to get started.


Gift Cards

Sometimes the best things come in the smallest packages.

  • Simplify your shopping and pick the perfect gift, a VISA gift card!
  • A prepaid card that can be used anywhere VISA is accepted.
  • An ideal choice for birthdays, holidays, weddings, and all your gift giving occasions.
  • Card value can range from $10 to $1,000 - you pick the amount.
  • A real bargain for just $3.95.

Travel Cards

Going somewhere?  Pack a little extra financial security with a travel card.  It’s today’s convenient, secure, easier-to-use version of traveler’s checks.  

  • Accepted anywhere you see the VISA logo.
  • Can be used in foreign countries.
  • Companion card available.
  • Can access cash through ATM.
  • Can be reloaded with amounts ranging from $100 to $3,000.
  • Secure – card replaced if lost or stolen.
  • Only $9.95 per card, companion card can be purchased for just $2.95.

Overdraft Services

For those times you run a little short in your checking account, here are some services that might help...

Automatic Transfers

Let us do the work.

  • You tell us when, we’ll set it up…weekly, bi-weekly, monthly, or quarterly.
  • Transfers can be between your First National Bank accounts or between First National Bank and an account you may have elsewhere.
  • Transfers may be set up for many reasons, such as automatic savings or loan payments.
  • Don’t worry about overdraft fees… tell us to link your checking and savings account together. By doing this, if you write a check and there isn’t enough money in your checking account to cover it, we will automatically transfer, in increments of $50, the needed funds from your savings account. Automatic transfers from your savings account are limited to six per calendar month.
  • Best of all, this service is free.

Pocket Money

A pre-arranged overdraft line of credit that can provide you financial protection when it's most needed.

  • It’s convenient. With the approval of one application, have a cushion of extra money available whether you are writing a check or using your debit card. Credit lines start at $500; subject to credit approval. And, you only pay interest on the Pocket Money funds transferred to your checking account.  
  • Funds transfer automatically. When you use a debit card or check to pay for purchases that exceed  the balance in your checking account, funds from your Pocket Money will automatically transfer in increments of $100 (up to your pre-approved credit line) to your checking account.
  • Repay automatically. Each month, the bank will automatically deduct a payment from your checking account to replenish your Pocket Money Account. The amount deducted is $25, or 5 percent of the balance owed, whichever one is greater. You can always pay extra, if you prefer. As funds are replenished, they become available to use again.

Overdraft Privilege

This service is designed to help you avoid the embarrassment associated with the occasional or inadvertent overdraft, additional merchant fees, and other problems that might result if a check is returned.  Click here for a full disclosure of terms and conditions.


Safe Deposit Boxes

Peace of mind for just pennies a day.

  • The safest place to store valuable documents, jewelry, family photos, etc.
  • Sizes range from small to jumbo, you choose the one that works best for you.
  • Annual rent ranges from $20 to $65 per year, and to make it even easier we automatically debit this from your checking account.
  • Safe deposit box contents are not FDIC insured.

Vacation Boxes

  • Heading out of town for a few days, few months or, even a year? You might want to safeguard your valuables in a vacation box.
  • More storage space than traditional safe deposit boxes.
  • Can be rented by the day or by the year.
  • Vacation box contents are not FDIC insured.      

Statement Online (E-Statements)

It’s the fastest way to get your bank statement.

  • Online statements are available 2 to 4 days sooner than paper statements…no more waiting on the postal service.
  • Online statements are safer…no paper statements sitting in your mailbox as an open invitation to identity thieves.
  • You can print, save, or download your statements…and, if you ever need to go back and view previous statements, they’re available online for 24 months. Of course, if you need more history than that, all of the statement images will be stored at the bank.
  • Safe, secure and password protected.
  • Best of all, this service is free.

Telephone Banking

Free access to your account, 24 hours a day, 7 days a week.

  • Confirm your account balance.
  • Verify the most recent and pending transactions on your account.
  • Make loan payments, transfers from one account to another, and much more.
  • Safe, secure and password protected.
  • Just call 936-327-9700 or 1-888-327-9700.
  • Best of all, this service is free.

 

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